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Water Damage? Steps To File A Claim With Your Insurance Company

In Water Damage Specialist on January 6, 2022 at 8:57 am
Rytech Nashville

When you live in Nashville, you are no stranger to water. It’s not unusual to find yourself in a saturation situation between the Cumberland River and countless lakes, streams, and ponds. Fortunately, even heavy rain doesn’t typically enter our homes. But we aren’t immune to “accidental” water damage caused by broken pipes or other household mishaps. 

Do you know how to file a homeowner insurance claim if you experience water intrusion outside of a natural disaster?

In today’s quick post, Nashville-based Rytech water damage restoration experts walk us through the steps.

Slow The Damage

Before you ever pick up the phone, your top priority is to stop the water at the source. For example, if you’ve had a water main break, turn off your home’s main water supply. This may be located inside a utility closet or toward the road underneath a metal grate. If you can’t figure out where the water is coming from, contact a plumber for immediate help. Keep in mind here that water damage is not your only concern. Make sure that you are fully aware of electrical outlets and devices, and steer clear of these to avoid electrical shock.

Call Your Agent

Once the immediate danger has passed, contact your insurance agent or your homeowner insurance’s 24/7 emergency hotline. Let them know the situation, and ask them to give you more information about your policy’s water damage coverage. Your insurance advisor will likely suggest taking photographs of each affected space. Do this as soon as possible, and make sure to document items damaged during the intrusion event. You can take your photos with your phone’s camera and compose a document or spreadsheet with an inventory of your personal belongings damaged. This might include guitars, clothing, computers, furniture, and prescription medication.

Understand Limitations

While all policies are different, most insurance companies only cover water damage caused by accidental or sudden events, such as an overhead water pipe bursting. Acts of God, including flooding caused by torrential rains, may not be covered – for this, you will need a flood insurance policy administered by FEMA. Your insurance is unlikely to pay for damage caused by negligent home maintenance. For example, if your bathroom pipes leak into a wall over the course of several months, your insurance company may deny the claim.

Dealing with water damage isn’t fun for anyone. Fortunately, with expedient service from a trusted and experienced disaster recovery firm, you can lessen the extent of the damage and get your house back to normal.

Water damage may quickly lead to mold, depending on the time of year. Nashville weather is mild to warm from spring through the end of fall, so the sooner you have an expert restoration service onsite, the less chance you’ll run of having significant mold growth.

Rytech Nashville is ready to help after your personal disaster. Our mold remediation and water damage experts in Nashville will take care of everything; all you have to do is call (615) 640-4417 for a 24-hour emergency response.

Q&A: What Are The Signs of Learning Differences and What Can You Do To Help?

In Education on December 13, 2021 at 6:07 am

Currey Ingram

Many children with learning differences struggle in school long before receiving an official diagnosis, affecting their confidence and motivation. It is crucial to identify learning differences early on so both teachers and parents can provide the support they need. Currey Ingram Academy, a private school in Brentwood, covers some common questions related to identifying the signs of a learning difference in the following Q&A:

Q: What are learning differences?

A: Learning differences stem from the inability or difficulty to process information; this prevents a person from learning a skill and using it. Learning differences can affect a child’s ability to read, write, work, and compute, affecting non-verbal skills.

Q: What are reading-related learning differences?

A: Reading-related learning differences (like “dyslexia”) make it challenging for children to understand how letters represent a sound and how letter combinations make a word. They may also have problems with working memory or handling information at the moment.

Children might struggle with:

  • Reading at the standard pace
  • Understanding what they read
  • Accurately recalling what they read
  • Making inferences based on the reading
  • Spelling words

Q: What are writing-related learning differences?

A: Writing requires complex visual, motor, and information-processing skills.  Writing-related learning differences (also known as “dysgraphia”) may cause the following:

  • Slow and difficult handwriting
  • Difficult to read handwriting
  • Difficulty putting thoughts into writing
  • Written work that’s poorly organized or hard to understand
  • Problems with spelling, grammar, and punctuation

Q: What are math-related learning differences?

A: A child might have math-related learning differences (often referred to as “dyscalculia”) if he or she finds it difficult to:

  • Understand how numbers work in relation to each other
  • Calculate and solve math problems
  • Memorize basic calculations
  • Use math symbols
  • Understand word problems
  • Organize and record information while solving a math problem

Q: What are learning differences related to non-verbal skills?

A: A child with non-verbal differences like ADHD and ASD (aka “autism spectrum disorder”) may have trouble with the following:

  • Interpreting facial expressions and non-verbal cues in social interactions
  • Using language appropriately in social situations
  • Physical coordination
  • Fine motor skills such as writing
  • Attention, planning, and organizing
  • Higher-level reading comprehension or written expression

Q: What are the signs of learning differences in children?

A: Be on the lookout for these signs:

  • Poor mastery of reading, spelling, writing, or math skills expected of their age and grade levels
  • Difficulty in understanding and following instructions
  • Poor memory
  • Poorly-coordinated motor skills
  • A tendency to misplace belongings
  • Difficulty in understanding the concept of time
  • Resistance doing homework or activities that involve reading, writing, or math
  • Consistently cannot complete homework assignments without significant help
  • Defiant, hostile, or excessively emotional reactions at school or while doing academic work

Q: What can I do as a parent if my child has a learning difference?

A: Children with learning differences might experience performance anxiety, depression, low self-esteem, chronic fatigue, or loss of motivation. Some children might act out to divert attention from the challenges they face in school.

Learning differences must be addressed as early as possible to prevent more severe issues later. As a parent, you might want to consider the following:

  • Seek help. Hire a tutor or other trained professional so they can help your child improve academic, organizational, and study skills.
  • Arrange for accommodations. Talk to your child’s school or teacher(s) and see if your child can have more time to complete assignments or tests, be seated near the teacher to promote attention, use computer applications that support writing, or listen to audiobooks to supplement reading.
  • Consider therapy options. Occupational therapy might improve your child’s motor skills, while speech therapy can help address language skills. At Currey Ingram Academy, we can provide an assessment to see where your child falls within the many learning differences to prepare a plan for growth and improvement. Click here to schedule an assessment.
  • Enroll your child in a school focused on helping children with learning differences. Currey Ingram Academy is a private school in Brentwood that empowers students with learning differences to reach their fullest potential. The school’s life-changing, personalized instruction will help your child thrive and succeed beyond the four walls of a classroom.

Currey Ingram Academy is a private school in Brentwood that supports and empowers students with learning differences to achieve their fullest potential – academically and socially – within an environment that fosters holistic student development. Get in touch by calling (615) 507-3173.

Learn From An Experienced Garage Door Repair Company Located in Franklin, TN

In Uncategorized on August 8, 2021 at 8:49 pm
Franklin Door and Dock

When should you have a garage door replaced?

Garage door repair is one of those tasks that property owners usually put off for later until it’s too late. Garage door repair expert Franklin Door & Dock answers your questions about garage door repair and maintenance. 

Q: Do I need a garage door? 

A: You more than likely have been holding off this project for a while because the money that can go into getting a completely new garage door is nothing to laugh at. There’s likely a chance that your garage door doesn’t need a complete replacement. Instead, there is probably something that is broken which can be fixed. At Franklin Door and Dock, we would love to come to see what is wrong with your garage and give you a full explanation. This process could save you a ton of money and frustration if you hire someone who does this for a living! 

Q: How do I know the garage door that I need? 

A: What a difficult and frustrating process! From specific designs to materials, you have a plethora of options for which garage door to choose from. Franklin Door and Dock have a system in place where we listen to your budget, design ideas, needs, and together we will find the perfect garage door. 

Q. Can I do it myself? 

A: Most people love DIY projects- but when push comes to shove, there are times when money is spent that ends up being wasted because something didn’t go right in the project. We recommend saving the heartache, money, and annoyance by letting professionals get the job done! This will be at a price that fits within your budget and a timeline that you can rely on. 
Located in Franklin, TN – Franklin Door and Dock offers garage door repair for any of your needs. These issues are to be handled with care, expertise, and to save money. If you are located near Franklin, TN give Franklin Door and Dock a call to see how we can cater to your needs, budget, and desires! Call us at 615-857-3667 or visit our website: https://franklindooranddock.com/